Effective date: May 7, 2026
This Privacy Policy explains how RL Ventures Group LLC handles information in Perk Ledger, a free v1 iOS app designed for manual tracking of credit card annual fees, recurring benefits, statement credits, and benefit usage.
This page is provided for general app use and should be reviewed by a qualified attorney if legal advice or jurisdiction-specific guidance is needed.
Information Collection
Perk Ledger does not require account creation. The app does not connect to bank accounts, credit card accounts, financial institutions, or financial aggregation APIs.
RL Ventures Group LLC does not collect, sell, rent, or share personal information through Perk Ledger. The app does not use advertising tracking and does not sell user data.
Local App Data
Card, benefit, credit, and usage information entered by the user is stored locally on the user’s device using Apple’s SwiftData framework. RL Ventures Group LLC does not receive this information from the app.
Users may delete their app data using the app’s Delete All Data option or by deleting Perk Ledger from their device.
Apple System Services
Perk Ledger may use Apple system services only as needed for normal app functionality, such as local notifications if enabled by the user.
If local notifications are used, they are generated on-device and can be disabled in iOS Settings or within the app.
Children’s Privacy
Perk Ledger does not knowingly collect information from children.
Policy Updates
This Privacy Policy may be updated from time to time. Updates will be posted on this page with a revised effective date.
Contact
Questions about this Privacy Policy or Perk Ledger can be sent to support@rlventuresgroup.com.
For related terms, please review the Terms of Use for Perk Ledger.